A life expectancy table shows an average future lifetime for retirement plan members from each attained age.  We based the table shown below on the RP-2000 combined healthy mortality table,* with mortality improvements projected to the year 2009.  We used 50 percent of Scale AA* for the annual mortality improvement factors.

We use the mortality rates from the underlying mortality table to estimate survivorship both pre- and post-retirement.  Based on actual plan experience, we set rates “back” or “forward” for some plans.  A “set back” means that at each attained age, a member has the life expectancy of a younger person.  A “set forward” is just the opposite; members have the life expectancy of older individuals.  The following table displays the age offsets (in years) for the LEOFF pension systems.  Negative numbers denote set backs.

System
LEOFF
Male
Female
Age Offsets
-1
1


To use the life expectancy table: Find your age in the column below, then look to the appropriate gender column on the right to find the additional number of years you may expect to live. It is important to note that one-half of individuals can expect to live beyond their life expectancy and one-half will not live to that age. We apply these tables to large populations; they are not intended for individual retirement planning purposes.

Life Expectancy Using the RP-2000 Combined
Healthy Mortality Table Projected to 2009*
Age
Male
Female
Age
Male
Female
18
62
65
65
17
20
19
61
64
66
17
19
20
60
63
67
16
18
21
59
62
68
15
17
22
58
61
69
14
17
23
57
60
70
14
16
24
56
59
71
13
15
25
55
58
72
12
14
26
54
57
73
12
14
27
53
56
74
11
13
28
52
55
75
10
12
29
51
54
76
10
12
30
50
53
77
9
11
31
49
52
78
8
10
32
48
51
79
8
10
33
47
50
80
7
9
34
46
49
81
7
9
35
45
48
82
6
8
36
44
47
83
6
8
37
43
46
84
6
7
38
42
45
85
5
7
39
41
44
86
5
6
40
40
43
87
4
6
41
39
42
88
4
5
42
38
41
89
4
5
43
37
40
90
3
5
44
36
39
91
3
4
45
35
38
92
3
4
46
35
37
93
3
4
47
34
36
94
3
4
48
33
35
95
2
3
49
32
34
96
2
3
50
31
33
97
2
3
51
30
32
98
2
3
52
29
31
99
2
3
53
28
30
100
2
3
54
27
30
101
2
3
55
26
29
102
2
3
56
25
28
103
2
2
57
24
27
104
2
2
58
23
26
105
2
2
59
23
25
106
1
2
60
22
24
107
1
2
61
21
23
108
1
2
62
20
22
109
1
2
63
19
21
110
1
2
64
18
21
*RP-2000 Combined Healthy mortality table and Scale AA were both published by the Society of Actuaries. As we project improvements into the future, life expectancies improve slightly each year. This table does not use age offsets. We determine mortality rates for disabled members using a separate table

See the State Actuary Mortality Tables Page for more details.